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12 Essential Questions and Answers Every Ascension Physician Should Know About Their Ascension Healthcare Retirement Plan
1)Â Â Â Â What is the Ascension Healthcare Employer Contribution Account? The Ascension Healthcare Employer Contribution Account is part of...
Daniel Harris
8 views


Navigating the Aftermath of Steward Health Care's Bankruptcy: A Fiduciary Financial Advisor’s Guide for Affected Physicians
The recent bankruptcy of Steward Health Care—a significant event in the healthcare sector—has perhaps cast a feeling uncertainty over your professional and financial future. Whether you've been laid off, reassigned, or are facing potential changes, it's essential to approach this transition with clarity and purpose.
Daniel Harris
13 views


Steward Healthcare’s Collapse: What It Means for Your Steward Healthcare 401k and Deferred Compensation Retirement Savings
Steward’s Bankruptcy: What It Means for You as a Physician
As a physician, you’ve dedicated your life to caring for others. But when your employer, Steward Healthcare, filed for Chapter 11 bankruptcy, your financial security was suddenly at risk. What does this mean for your 401(k), deferred compensation, and retirement planning?
Daniel Harris
16 views


Fellowship and Residency Graduates: Key Financial Considerations as You Transition to Attending Status in the next 60 days.....
As a 2025, fellowship or residency graduate, stepping into the role of an attending physician is an exciting, yet complex, transition. With new responsibilities come new financial decisions, and it’s important to consider these factors as you move from training to practice.
Daniel Harris
10 views


What LifePoint Health Physicians Need to Know About Their 401(k) — And Why It Might Not Be Enough
If you’re part of LifePoint Health, you’re enrolled in the LifePoint Health 401(k) retirement plan that checks many of the standard boxes. But as with any institutional plan, the deeper you look, the more nuanced things become — especially if you’re a high-earning professional looking to build long-term wealth efficiently.
Daniel Harris
9 views


Is BayCare’s Physician Retirement Plan Good Enough? Here’s the Honest Breakdown
For physicians at BayCare Health System, planning for retirement means more than funding your future — it’s about ensuring that your hard-earned savings are working just as hard as you do. BayCare’s 401(k) Retirement Plan, provides a solid framework, but there’s room for improvement, especially for those with a more active interest in investing.
Daniel Harris
13 views


Jackson Heart Clinic 401(k): A Retirement Plan Built for Busy Cardiologists
At Jackson Heart Clinic, precision, expertise, and long-term focus aren’t just reserved for patient care—they’re built into your 401(k) plan as well.
Daniel Harris
9 views


A Doctor’s Guide to the HCA 401(k) Plan: What You Should Know
As a physician working in the HCA system, your time is spent helping others. But are you doing enough to help future you ? Understanding...
Daniel Harris
12 views


UF Health Central Florida 401(k): What Physicians Need to Know Before Contributing
You’re juggling patient charts, academic meetings, and call schedules — and your retirement plan may be the last thing on your mind. But for physicians employed by UF Health Central Florida, the 401(k) plan is a powerful tool to grow long-term wealth — if you use it strategically.
Daniel Harris
9 views


Retire Smarter: Your Guide to the Florida Health Sciences Center 403(b) Retirement Plan
For those serving on the front lines of healthcare, planning for retirement can feel like a distant priority—until it isn’t. Fortunately,...
Daniel Harris
10 views


Navigating Baptist Health South Florida’s 403(b), 401(k) and 457(b) Retirement Plans: A Guide for Physicians and Healthcare Professionals
This article discusses the Baptist Health South Florida Retirement Plans
Daniel Harris
17 views


Central Maine Health is going Prime Time - what Central Maine Medical Center Physicians and other Central Maine Health Physicians need to know about the Prime Healthcare Retirement Plan
This article explains the Prime Healthcare retirement plan to Central Maine Medical Center and Central Maine Health Physicians
Daniel Harris
62 views


Why Eastern Maine Medical Center and Northern Light Healthcare's 403(b) Vesting Schedule Could be Used to Support Its Talent Strategy—and What Administrators Can Do About It
Today, Eastern Maine Medical Center, part of Northern Light Health, requires employees to wait a full year before they can receive employer contributions in its 403(b), and then another two years before they become vested in the employer match. On paper, this may appear fiscally responsible. In practice, it may be a missed opportunity—and one that sends the wrong message to the provider workforce, especially in a place where there is a chronic shortage of providers.
Daniel Harris
38 views


From Pensions to Portfolios: 5 questions and answers About Eastern Maine Medical Center's 403(b) and Northern Light's Evolving Retirement Plans
This article is a quick set of answers to 5 of the most common questions physicians have about the Eastern Maine Medical Center 403b
Daniel Harris
31 views


Retiring from Unum? Here’s What You Need to Know About Your Unum 401k -- 6 Important Questions and Answers for Unum Retirees and Pre-Retirees.
This article discusses 6 common questions Unum retirees and pre-retirees have about their 401(k) Plan
Daniel Harris
40 views


When Your Hospital Struggles...How does that impact your 457(b) or 409(a) Retirement Plan?
If you work in healthcare and participate in a 457(b) or 409(a) retirement plan, the financial health of your employer — especially if it's a nonprofit hospital — is more than just background noise. It could directly affect your retirement savings. While most people assume that once their money is set aside for retirement, it's safe, these particular types of deferred compensation plans work a bit differently.
Daniel Harris
37 views


What physicians and providers need to know about the Eastern Maine Medical Center Retirement Plan 403(b) and 457(b)/ Northern Light Health Retirement Plan - 403(b) and 457(b)
This article covers the Eastern Maine Medical Center and Northern Light Healthcare Retirement Plan Transition for a Pension Plan to a 401(k)/403(b) plan and provides some general options on the available investment options as well as discusses some considerations Eastern Maine Medical Center and Northern Light Healthcare physicians should be aware of as they approach retirement and deal with this transition.
Daniel Harris
99 views


Understanding the Potential Impact of Tariffs, Income Price Hikes, and Economic Slowdowns on Physician Household Finances
As a physician, you’re likely familiar with the many factors that influence your financial wellbeing—from managing student loan debt to...
Daniel Harris
49 views


Tax and Financial Guidance -- 5 Smart, Tax-Advantaged Strategies Every Physician Can Use to Lower Their Taxes and Build Lasting Financial Security!
As a high-income physician, you’ve worked hard to build a successful career, but building true financial security requires more than just...
Daniel Harris
30 views


Maine Medical Center Retirement Plan - 10 Essential Questions and Answers Every MaineHealth Physician Needs to Know About MaineHealth's 403(b) and 457(b) Retirement Plans
1)Â Â Â Did MaineHealth lose a 403(b) lawsuit for having a bad 403(b)? If MaineHealth (the corporate name for Maine Medical Center) did...
Daniel Harris
213 views
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