D.R. Harris & Co.

Most employees — including physicians — assume employer 401(k) contributions are a generous benefit, a way companies help staff save for retirement. But here’s the truth almost no one outside of lawyers and plan administrators understand: employers don’t contribute out of generosity — they do it to protect their own ability to contribute.

As a physician working in the HCA system, your time is spent helping others. But are you doing enough to help future you? Understanding the HCA 401(k) plan can be your first step toward long-term financial independence.