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Understanding the Temple University Health System Retirement Plan: FAQs for Temple Faculty Physicians
As a faculty physician in the Temple University Health System, your retirement planning is a critical component of your financial wellness. Below, we’ve compiled and answered the most frequently asked questions about the Temple University Hospital Retirement Plan to help you better understand your options, benefits, and next steps.
Daniel Harris


Understanding the Physicians Affiliate Group of New York (PAGNY) Retirement Plan: FAQs for NYC Health Physicians
The Physician Affiliate Group of New York (PAGNY) is one of the largest multi-specialty physician groups in the country, providing services across NYC Health + Hospitals facilities. If you're a physician, physician assistant, or healthcare provider employed by PAGNY, understanding your retirement benefits and compensation is critical for planning your financial future.
Daniel Harris


Understanding the Mount Sinai 403(b) Retirement Plan: Answers You Should Know
If you’re part of the Mount Sinai Health System—or thinking of joining—understanding how the retirement plan works is an essential part of assessing your total compensation. Below, we walk through key points and provide practical tips for:
Withdrawals
Contact info
Login access
Employer matching and contributions
How this fits into the broader employee benefits package
Daniel Harris


From the OR to the Brokerage Office: What I Saw Behind the Curtain
Anestheologists in their day jobs are used to managing high-stakes situations. They’re calm, quick, and often feel like the smartest person in the room. And in their area of knowledge it is clear to me that they are super smart.
But here’s what shocked me:
The worst investment decisions I saw — multi-million-dollar mistakes — didn’t come from burnt out emergency medicine docs or people in other highly paid specialties
.
They almost always came from anesthesiologists i
Daniel Harris


What Blue Cross Blue Shield North Carolina Employees Should Know About Their 401(k) Plan
If you’re an employee at Blue Cross Blue Shield of North Carolina, your 401(k) plan is a powerful tool for building your retirement savings. Whether you’re just starting or nearing retirement, understanding your plan helps you make better financial decisions.
Daniel Harris


How Blue Cross Blue Shield North Carolina Employees Ages 55-65 with $1M+ in Savings Should Plan Their 401(k) for Retirement
If you’re a Blue Cross Blue Shield of North Carolina employee between the ages of 55 and 65, with $1 million or more saved for retirement, you’re in a powerful position. Retirement is near, and making the right moves with your 401(k) now can set you up for financial peace of mind.
I’m Daniel R. Harris, RIA, a fiduciary financial advisor dedicated to helping BCBS NC healthcare professionals like you navigate complex retirement planning decisions. Here’s what you need to kno
Daniel Harris


Optimizing Your 401(k) as a Physician in Reno-Lake Tahoe: 5 Key Strategies for Top Employer Plans
Whether you’re with Carson Tahoe Energy Physicians, Tahoe Emergency Physicians, Tahoe Carson Radiology, Tahoe Carson Valley Medical Group, Reno Tahoe Anesthesia, or Carson Tahoe Health System, the following strategies can help you get the most out of your 401(k).
Daniel Harris


The Top Financial Advisors for Alaska Regional Hospital and Mat-Su-Physicians Nearing Retirement
Retirement isn’t the end — it’s your next chapter. Partnering with the right advisor may help your write it well You’ve spent your career making life-or-death decisions. Now, you face one of a different kind: how to retire wisely — and who to trust with your financial future. Even if you’re financially prepared, it’s normal to feel uneasy. Many physicians experience “retirement anxiety” — especially during the critical 5-year window before and after retirement . That’s where
Daniel Harris


How to evaluate investment advice from your brokerage firm - a checklist for physicians nearing retirement
Your brokerage firm plays a vital role in managing your finances—acting as custodian, executing trades, and sometimes providing interest rates on your cash that is difficult to get at most banks. But should you also trust them for financial advice?
Daniel Harris


Retirement Planning for SCPMG Physicians: How Southern California Permanente Medical Group Physicians Can Reduce Retirement Anxiety: A Financial Guide for Doctors 50+
Retirement should be a rewarding next chapter — not a source of stress or uncertainty. But for many physicians in Southern California, especially those 50 and older working under the Southern California Permanente Medical Group at Kaiser Permanente hospitals in Harbor City, Moreno Valley, and Ontario, retirement anxiety is real and understandable.
If you’re a physician nearing retirement and feeling overwhelmed by financial decisions, you’re not alone. In this post, we’ll
Daniel Harris


Physician Retirement Planning: 5 Pitfalls Doctors Over 50 Still Miss
Many physicians over 50 overlook critical retirement planning mistakes—like tax exposure, lifestyle costs, and estate gaps. Learn five key pitfalls to avoid and how to build a more confident, tax-smart retirement.
Daniel Harris


12 Essential Questions and Answers Every Ascension Physician Should Know About Their Ascension Healthcare Retirement Plan
1) What is the Ascension Healthcare Employer Contribution Account? The Ascension Healthcare Employer Contribution Account is part of...
Daniel Harris


Navigating the Aftermath of Steward Health Care's Bankruptcy: A Fiduciary Financial Advisor’s Guide for Affected Physicians
The recent bankruptcy of Steward Health Care—a significant event in the healthcare sector—has perhaps cast a feeling uncertainty over your professional and financial future. Whether you've been laid off, reassigned, or are facing potential changes, it's essential to approach this transition with clarity and purpose.
Daniel Harris


Steward Healthcare’s Collapse: What It Means for Your Steward Healthcare 401k and Deferred Compensation Retirement Savings
Steward’s Bankruptcy: What It Means for You as a Physician
As a physician, you’ve dedicated your life to caring for others. But when your employer, Steward Healthcare, filed for Chapter 11 bankruptcy, your financial security was suddenly at risk. What does this mean for your 401(k), deferred compensation, and retirement planning?
Daniel Harris


Fellowship and Residency Graduates: Key Financial Considerations as You Transition to Attending Status in the next 60 days.....
As a 2025, fellowship or residency graduate, stepping into the role of an attending physician is an exciting, yet complex, transition. With new responsibilities come new financial decisions, and it’s important to consider these factors as you move from training to practice.
Daniel Harris


What LifePoint Health Physicians Need to Know About Their 401(k) — And Why It Might Not Be Enough
If you’re part of LifePoint Health, you’re enrolled in the LifePoint Health 401(k) retirement plan that checks many of the standard boxes. But as with any institutional plan, the deeper you look, the more nuanced things become — especially if you’re a high-earning professional looking to build long-term wealth efficiently.
Daniel Harris


Is BayCare’s Physician Retirement Plan Good Enough? Here’s the Honest Breakdown
For physicians at BayCare Health System, planning for retirement means more than funding your future — it’s about ensuring that your hard-earned savings are working just as hard as you do. BayCare’s 401(k) Retirement Plan, provides a solid framework, but there’s room for improvement, especially for those with a more active interest in investing.
Daniel Harris


Jackson Heart Clinic 401(k): A Retirement Plan Built for Busy Cardiologists
At Jackson Heart Clinic, precision, expertise, and long-term focus aren’t just reserved for patient care—they’re built into your 401(k) plan as well.
Daniel Harris


A Doctor’s Guide to the HCA 401(k) Plan: What You Should Know
As a physician working in the HCA system, your time is spent helping others. But are you doing enough to help future you? Understanding the HCA 401(k) plan can be your first step toward long-term financial independence.
Daniel Harris


UF Health Central Florida 401(k): What Physicians Need to Know Before Contributing
You’re juggling patient charts, academic meetings, and call schedules — and your retirement plan may be the last thing on your mind. But for physicians employed by UF Health Central Florida, the 401(k) plan is a powerful tool to grow long-term wealth — if you use it strategically.
Daniel Harris
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