Simplify Your Finances, Get Expert Guidance, Focus on What Matters Most
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As a physician or busy professional, your days are filled with responsibility—caring for others, managing your practice, supporting your family. But when it comes to your own financial health, it’s easy to push things to the side.
At D.R. Harris & Co., we seek to help lighten that load.
We specialize in personalized financial guidance for professionals like you—so you can stop stressing over finances and start focusing on the people and passions that matter most to you.
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A Trusted Partner Through Every Stage of Your Financial Life
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At D.R. Harris & Co., we believe financial health—like physical health—is deeply personal. It's not always obvious what to do or where to start. That’s why working with an expert can make all the difference.
From your first attending paycheck to your retirement years, we’re here to walk with you, answer your questions, and help you navigate each financial decision with clarity and confidence.
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When life is full, your finances shouldn't add to the stress.
Maybe you’re navigating retirement planning, catching up on college savings, or just trying to make sense of investing. Maybe you're risk-averse by nature (or not)—and the ups and downs of the market make you want to do nothing at all. Whatever your situation, you're not alone—and you’re not expected to have it all figured out.
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At D.R. Harris & Co., we work with physicians and other busy professionals at three pivotal stages of their careers—and with cautious investors who often need some extra handholding at every stage of life. Whether you’re just getting started or nearing retirement, we help you move forward with clarity, confidence, and a plan that fits who you are.
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Below are the three stages of life where we most often hear from prospective clients who are looking for clarity and guidance. If any of these stages sound like where you are at click the blue button above to schedule an introductory call so we can get to know each other and get you started on the path to greater clarity. There is no particular reason for the order of things since we work with clients at all stages of their financial journey, but we'll start with those closest to retirement.
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1). Nearing Retirement? Let’s Turn Your Savings Into a Sustainable Income.
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You're within five years of your planned retirement or semi-retirement, the financial questions start to shift:
-Will my savings last?
-How do I create a steady income stream to replace my paycheck?
-How will taxes impact me in retirement?
We specialize in helping physicians and professionals in their 50s and early 60s convert their savings into a reliable and viable retirement income plan. From tax efficient investing to portfolio design, we help ensure your transition is smooth, confident, and focused on what’s next—not what’s uncertain.
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2). Balancing College Costs and Retirement Planning?
You're in your 50s.....The tuition bills are looming..... Retirement is closer than it feels. You might be asking:
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-Am I on track?
-If not, can I still catch up?
-Will I have a comfortable and dignified retirement?
-Am I saving in the right places and is there anything else I should be doing?
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We work with professionals navigating this exact stage—offering customized guidance to help you balance your children’s education with your long-term retirement goals. It’s never too late to get on track.
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3). Just Getting Started? Wanting to build a strong financial foundation?
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You’re in the early years of your career—busy, maybe feeling a bit overwhelmed, and trying to make smart decisions with your money.
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-How much should I be saving?
-I want to buy a home soon - what do I need to know and how can I best save for that?
-I just got married/had a kid - are there things I should be doing financially now that my life has changed?
-I never had much to invest before but my salary just went up by a lot - what are the best investments that can help me meet my goals?
-I just paid off my student loans and now have more disposable income - what should I do with it? What are my options?
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We guide early-career professionals and physicians through the essentials of investing, risk management, and financial planning—helping you make confident, informed decisions that will serve you for decades to come.
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4). For the Risk Averse/Fearful Investor: We Help You Take Steady Steps Towards Confidence
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If investing has ever felt overwhelming—or just not made for someone like you—you’re not alone. Many of our clients once felt the same way.
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Maybe you’ve kept too much in cash, worried about losing the financial security that you've already built up. Maybe stock market swings make you uneasy, or you’ve felt torn between the fear of losing money and the guilt of not doing more with it. If this sounds familiar, we understand your plight. Truly.
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At D.R. Harris & Co., we work with thoughtful professionals— who value security, prefer clarity, and need a sense of security when it comes to their money. You might not feel like a “typical investor,” and that’s okay. The only mold that matters is yours.
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We believe caution isn’t a weakness—it’s a strength, especially when paired with a patient, experienced advisor. We specialize in helping risk-averse and financially avoidant investors move at their own pace—no pressure, no judgment. We explain things clearly, answer every question, and help you create and implement strategies that fit your comfort zone today, while gently expanding it over time.
You don’t have to leap. You just have to take the next right step—and we’ll walk with you the whole way.
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Let’s Get to Know Each Other
Schedule your introductory call today and discover how simple, tailored financial guidance can help you take back your time—and your peace of mind.​​​​​
Not Quite Ready to Talk Yet? Then Start by Exploring.
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We understand—jumping into a financial conversation isn’t always easy. Maybe you're still figuring out what questions to ask, or you're just not ready to speak with someone yet. That’s completely okay.
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That’s why we created the Physician’s Financial Advocate Blog—a place where you can explore ideas, gain clarity, and see how we think about the financial questions that matter to people like you. Whether you're navigating retirement, catching up on college savings, or just trying to make sense of investing, this is where you can start, on your terms.
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We believe good advice begins with good understanding. So if you're not ready to reach out just yet, start here. See how we see the world—and how we might be able to help when the time is right.
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From the Physician's Financial Advocate Blog...

​As a physician, managing your finances can feel overwhelming. Between high student loan debt, complex retirement planning, and tax optimization, it’s easy to feel like there’s never enough time. At D.R. Harris & Co., we specialize in providing tailored financial advice that helps doctors manage their money so they can focus on their practice. Whether you’re just starting out or planning for retirement, we’re here to help you achieve peace of mind through strategic, fiduciary financial advice.

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Tax Optimization: "Keep more of what you earn with efficient tax planning.
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Retirement Planning: Build a secure future with a customized retirement income plan if you are within 5 years of retirement or with a customized retirement portfolio if you are building towards one day retiring.
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Achieve financial security with personalized investment strategies, so you can focus on what matters most—your family, your practice, and your impact.

​As a recognized expert in physician financial planning, our work has been published by the American College of Emergency Physicians (ACEP), a leading organization in the medical field.
We bring the same level of expertise and dedication to every financial strategy we create, tailored specifically to the unique needs of healthcare professionals.
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Additionally we provide educational content to the community on this website and elsewhere.
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To see our current thinking on relevant financial topics click on our blog.
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Learn more about our expertise

​​​​​​​​​​​​​Whether you’re preparing for retirement or just getting started, we’re here to guide you every step of the way. Schedule your free, no-obligation consultation today and start your journey toward financial freedom.
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