When life is full, your finances shouldn't add to the stress.

 

Maybe you’re navigating retirement planning, catching up on college savings, or just trying to make sense of investing. Maybe you're risk-averse by nature (or not)—and the ups and downs of the market make you want to do nothing at all. Whatever your situation, you're not alone—and you’re not expected to have it all figured out.

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At D.R. Harris & Co., we work with physicians and other busy professionals at three pivotal stages of their careers—and with cautious investors who often need some extra handholding at every stage of life. Whether you’re just getting started or nearing retirement, we help you move forward with clarity, confidence, and a plan that fits who you are.

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Below are the three stages of life where we most often hear from prospective clients who are looking for clarity and guidance.  If any of these stages sound like where you are at click the blue button above to schedule an introductory call so we can get to know each other and get you started on the path to greater clarity.  There is no particular reason for the order of things since we work with clients at all stages of their financial journey, but we'll start with those closest to retirement.

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1). Nearing Retirement? Let’s Turn Your Savings Into a Sustainable Income.

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You're within five years of your planned retirement or semi-retirement, the financial questions start to shift:
-Will my savings last?

-How do I create a steady income stream to replace my paycheck?

-How will taxes impact me in retirement?

 

We specialize in helping physicians and professionals in their 50s and early 60s convert their savings into a reliable and viable retirement income plan. From tax efficient investing to portfolio design, we help ensure your transition is smooth, confident, and focused on what’s next—not what’s uncertain.

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2). Balancing College Costs and Retirement Planning?

 

You're in your 50s.....The tuition bills are looming..... Retirement is closer than it feels. You might be asking:

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-Am I on track?
-If not, can I still catch up?

-Will I have a comfortable and dignified retirement?

-Am I saving in the right places and is there anything else I should be doing?

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We work with professionals navigating this exact stage—offering customized guidance to help you balance your children’s education with your long-term retirement goals. It’s never too late to get on track.

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3). Just Getting Started? Wanting to build a strong financial foundation?

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You’re in the early years of your career—busy, maybe feeling a bit overwhelmed, and trying to make smart decisions with your money.

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-How much should I be saving?

-I want to buy a home soon - what do I need to know and how can I best save for that?

-I just got married/had a kid - are there things I should be doing financially now that my life has changed?

-I never had much to invest before but my salary just went up by a lot - what are the best investments that can help me meet my goals?

-I just paid off my student loans and now have more disposable income - what should I do with it?  What are my options?

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We guide early-career professionals and physicians through the essentials of investing, risk management, and financial planning—helping you make confident, informed decisions that will serve you for decades to come.

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4). For the Risk Averse/Fearful Investor: We Help You Take Steady Steps Towards Confidence

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If investing has ever felt overwhelming—or just not made for someone like you—you’re not alone. Many of our clients once felt the same way.

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Maybe you’ve kept too much in cash, worried about losing the financial security that you've already built up. Maybe stock market swings make you uneasy, or you’ve felt torn between the fear of losing money and the guilt of not doing more with it. If this sounds familiar, we understand your plight. Truly.

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At D.R. Harris & Co., we work with thoughtful professionals— who value security, prefer clarity, and need a sense of security when it comes to their money. You might not feel like a “typical investor,” and that’s okay. The only mold that matters is yours.

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We believe caution isn’t a weakness—it’s a strength, especially when paired with a patient, experienced advisor. We specialize in helping risk-averse and financially avoidant investors move at their own pace—no pressure, no judgment. We explain things clearly, answer every question, and help you create and implement strategies that fit your comfort zone today, while gently expanding it over time.

 

You don’t have to leap. You just have to take the next right step—and we’ll walk with you the whole way.

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Let’s Get to Know Each Other

 

Schedule your introductory call today and discover how simple, tailored financial guidance can help you take back your time—and your peace of mind.​​​​​